Browse by Topic
For most borrowers, the choice comes down to how much budget certainty you need right now, and whether you plan to use loan features that are only available on variable. There is also a third option…
Loan protection pays a benefit if you’re diagnosed with a serious illness, suffer a specified injury, or die. It’s not compulsory, it requires no medical exam, and the benefit is paid directly to you – not the lender.
The options available to you come down mainly to how long your ABN has been active and what income evidence you can provide.
Most lenders want two years of tax returns for a self-employed home loan, but it is not a universal requirement. Several major banks introduced….
Several of these schemes can be combined. Which ones apply to you depends on whether you’re buying new or established, what the property is worth, and your income.
For many buyers, a broker will find a lower rate and a more suitable structure. There are situations where dealer finance is competitive, but the only way to know which is better…
Loanset is a Melbourne-based mortgage broking business. I work with 30+ lenders to find the right loan for your situation and I’m with you from first conversation through to settlement.
Disclaimer: The information on this site is general in nature and doesn’t take your personal situation into account. Before acting on anything here, consider whether it’s right for you or speak to a professional. Client names and locations have been changed to protect privacy.
