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For most borrowers, the choice comes down to how much budget certainty you need right now, and whether you plan to use loan features that are only available on variable. There is also a third option…
Several of these schemes can be combined. Which ones apply to you depends on whether you’re buying new or established, what the property is worth, and your income.
What you can borrow varies significantly between lenders – sometimes by $80,000 or more on the same income. Your bank can only show you their products.
Loanset is a Melbourne-based mortgage broking business. I work with 30+ lenders to find the right loan for your situation and I’m with you from first conversation through to settlement.
Disclaimer: The information on this site is general in nature and doesn’t take your personal situation into account. Before acting on anything here, consider whether it’s right for you or speak to a professional. Client names and locations have been changed to protect privacy.
