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Australian lenders routinely offer better rates to new customers than they do to existing ones. The ACCC found that this gap widens the longer you stay – borrowers with loans older than ten years paid over 1% more than new customers at the same bank.
Refinancing saves you money when the long-term interest saving is larger than the total cost of switching and you plan to stay in the property long enough to hit the break-even point.
Loanset is a Melbourne-based mortgage broking business. I work with 30+ lenders to find the right loan for your situation and I’m with you from first conversation through to settlement.
Disclaimer: The information on this site is general in nature and doesn’t take your personal situation into account. Before acting on anything here, consider whether it’s right for you or speak to a professional. Client names and locations have been changed to protect privacy.
